PROPERTY CLAIM GROUP

How much do Public Adjusters Charge

Public Adjusters can legally charge up to a maximum of 20% percent for ordinary claims such as fire, roof or water damage and 10% percent for state emergency claims such as natural disasters and hurricanes in the State of Florida. Based on what the laws say in the Florida Statues, they can only charge 10% percent during a state of emergency for one year, after that, it goes back to 20% percent.

Cost to Reopen a Denied Claim

It is always recommended to file a claim as soon as a hurricane or a natural disaster hits and declared a state of emergency, to help you save a little more money. Supplemental and reopened claims work in the same fashion, the most a public adjuster can charge is 20% percent, that is under section (10)(a) in the Florida 600 statues.

Do you have an Insurance Claim?

Certain types of accidents, injuries, and the damages that result from them require legal assistance or consultation. You may think that after an accident, you must succumb to the will of insurance companies and accept their offers of payment, if any. Sometimes you may even assume that you don't have a compensable claim or that your premiums will go up as a result.

With the right legal advice from an attorney who knows the ins and outs of insurance claims, you could actually have a favorable case and may be owed money! The Miami insurance attorney at Home Insurance Claims is focused on representing people who have been harmed by negligence, but are also dedicated to seeking compensation on behalf of those who have suffered damages.

By peeling away layers of complex legalities in insurance claims, an experienced attorney can address your particular claim, explain to you the strengths and weaknesses or your case and determine whether or not you are entitled to compensation. The good news is that all insurance policies cover accidents. So, if you have an accident and suffer damages from that accident, you most likely have compensable claim.

What I am I going to pay?

If you're concerned that pursuing legal action over your insurance dispute could put you in danger of hefty attorney's fees with no guarantee of success - don't worry. At Home Insurance Claim, we operate on a true contingency fee basis, meaning that if we don't win your case, we don't get paid.

In the event a lawsuit is filed and if we win or favorably settle your case, your insurance company may be required to pay us without deducting anything from your coverage payout*.

* Upon application of Fla. Stat. Section 627.428 or any other applicable law.

DON'T WAIT TO TAKE ACTION!

Remember, the statute of limitations is generally five years from the date of loss, so it is prudent to move fast on your insurance claim. When you call our office, we'll set up an appointment for you to meet with our founding attorney. This initial consultation is free of charge and will allow us to hear your situation and help you properly assess your claim. We'll advise you as to your particular carrier's coverage policy and protect you during the claim investigation process. If your claim is not handled properly, we will enforce your rights without any cost to you. While we will always work to get you an acceptable settlement out of court, we are always prepared to litigate aggressively on your behalf.

If you have a claim - whether you've been paid or not - call us. Remember: not only is your initial case evaluation free, the insurance carrier is always the one who pays us. That means that your phone call is totally risk-free. Not all insurance law firms work this way, but at Home Insurance Claim, this is our promise to you. Because of our contingency fee policy, we have an added incentive to pursue your case quickly, aggressively, and effectively! It is in our best interest to win your case because we aren't paid unless we do. This knowledge can give you even more confidence as you work with our Miami insurance attorney to secure what you rightfully deserve from your insurance provider.

Can you handle my Insurance claim?

Whether you've been paid for your claim or not, call Home Insurance Claims to ensure that you receive the compensation you deserve. Our law office handles a wide variety of insurance claims and has helped many clients receive the compensation they deserve from their insurance providers.

Our Miami insurance attorney may be able help you recover your deserved damages. When you pay insurance bills every month, you do so in the good faith that you will be taken care of should you ever need to file a claim. Unfortunately, too often insurance companies fail to keep their end of the deal. Remember, you are entitled to insurance money much more often than you might think. It is always worth it to challenge the insurance company!

TURN TO OUR INSURANCE LAW FIRM FOR HELP

We  prepared to fight to make sure that you receive the coverage you deserve from your carrier. His prior experience as an exclusive legal counsel for a large national insurance company gives him years of behind-the-scenes knowledge to draw from as he works with Florida insurance policy holders.

We are a respected, experienced and recognized legal professional who you can trust to handle your case with the utmost attention and respect. We are so confident in our ability to help you succeed in your insurance claim case that our firm operates on a contingency fee basis: If we don't win, we don't get paid. There's no risk involved in addressing your claim with our experienced team and calling us could mean the difference between a loss and receiving the compensation you deserve.

CONTACT US TODAY!

Many families faithfully pay their insurance companies for years in order to have confidence that a natural or manmade disaster or some other extreme financial hardship won't destroy them financially. Too often, however, the insurance carrier fails to hold up their end of the deal.

If you are in the midst of such a situation, don't absorb damages you have been paying your insurance provider to cover: Get legal help right away! We work closely with you to look at your insurance policy, your claim and your options. We're committed to constant communication with our clients, so you never feel out of the loop. We have helped families of every background stand up to their insurance companies, and we are prepared to do the same for you.

TRYING TO FILE A CLAIM?

Here are a few of the claim areas that our firm has experience in:

• Fires
• Hurricanes
• Theft
• Water Damage
• Mold

TRUSTED LEGAL COUNSEL FOR YOUR INSURANCE DISPUTE

Call our firm today and find out how we can stand in your corner and help you reach the settlement you are owed from your insurance carrier.

Can a lawyer help me?

THE BENEFITS OF WORKING WITH AN INSURANCE LAW FIRM IN MIAMI, FL

Insurance companies are required by law to act fairly with the persons they insure and those who are their policy holders. In the state of Florida, this requirement is known as the "duty of good faith." Insurance companies who violate this responsibility act in "bad faith," which is grounds for a policy holder to pursue legal action against an insurance company.

In recent years, insurance companies have been criticized for having little to no interest at all in their policy holders. In fact, insurance companies have vested money in hiring teams of lawyers to avoid payouts to those filing claims for wrongful injuries or damages, even when the compensation rewards are clearly deserved and entitled by the victims. In catastrophic events like hurricanes, tornadoes, floods, fires, water line breaks, severe auto accidents, or wrongful deaths, insurance companies will work their hardest to avoid paying compensation, all while victims of such tragedies must suffer in the damages that were wrongfully inflicted upon them.

WE AREN'T AFRAID TO TAKE ON YOUR INSURANCE COMPANY!

Fighting against big insurance companies can seem hopeless and daunting. An experienced Miami insurance lawyer can help you fight back against actions of bad faith and assist you in getting back on your feet, returning to normalcy, and winning the compensation you deserve. We understand that trying to decipher insurance policies can seem very foreign or trying to translate insurance contracts on your own can be confusing and complex. Our Miami insurance attorney is knowledgeable and can assist you in interpreting your contract, then construct a strong representation for your insurance claim to counter any inconsistencies. You can be entitled to compensation, especially if you are the victim of negligence or bad faith.

CLAIMS INVESTIGATION

By purchasing any type of insurance policy, you are entering into a contract with an insurance provider. By law, this legal contract binds insurance companies to you and ensures that that they will protect you. In the event that you should you fall sick, or fall victim to an auto accident, or if your property is damaged due to no fault of your own, the contract with your insurance company should protect your well-being and your rights. Unfortunately, this is not always the case. If your insurance company acts in bad faith and refuses to cover your damages, you can counter the insurance company by enlisting in the legal help. Our attorney can vigorously dispute your claim on your behalf.

Insurance companies often try to do anything in their power to avoid paying full compensation for your injuries and damages. It is not uncommon for insurance companies to try to conduct investigations in an attempt to find inconsistencies or incorrect information on your submitted contracts. Insurance companies will try to use that as proof to somehow make your accountability decrease or use it to deny the validity of your claim.

ENLIST HELP FROM A MIAMI INSURANCE LAWYER

We know how devastating it is to put money into a good thing and trust it to protect you and insure you when you need it most, but have it turn around just to harm you even more. Why should you have to pay for medical bills from a car accident that occurred at no fault of your own? Why should you have to suffer from lost wages at work? How can you pay for water damage to your home from an unexpected hurricane? Delays, denials or decreased compensation can cost you money and time that no one can afford, which could be keeping you from getting the health care or help you need.

Rest assured that you will have a legal team that will listen attentively to your concerns and questions, and will act accordingly on your best interests.

We want to see each of his clients receive the best possible outcome, and the most successful amount of compensation for your damages.